How much you can invest in any 12-month period depends on a combination of your net worth (less the value of your primary residence if you own a home) and your annual income.
Note: You don't have to make these calculations yourself. Your limit is automatically calculated when you become an investor.
If either your annual income or your net worth is less than $107,000, you can invest up to the greater of either $2,200 or 5% of the lesser of your annual income or net worth during any 12-month period.
If both your annual income and your net worth are equal to or more than $107,000, you can invest up to 10% of annual income or net worth—whichever is lesser up to a maximum of $107,000 during any 12-month period.
Reminder: This is your annual limit for all Title III investments—not just those on Republic.
The following table provides a few examples:
|Annual Income||Net Worth||Calculation||12-month Limit|
|$30,000||$105,000||greater of $2,200 or 5% of $30,000 ($1,500)||$2,200|
|$150,000||$80,000||greater of $2,200 or 5% of $80,000 ($4,000)||$4,000|
|$150,000||$107,000||10% of $107,000 ($10,700||$10,700|
|$200,000||$900,000||10% of $200,000 ($20,000||$20,000|
|$1,200,000||$2,000,000||10% of $1,200,000, subject to cap||$107,000|
See more examples in the SEC Investor Bulletin.
Related: How do I calculate my net worth?