After many years of waiting for the Securities and Exchange Commission (SEC) to take action, 2016 saw the final installment of the JOBS Act trilogy come to life with the introduction of Regulation Crowdfunding -- allowing startups and small businesses to turn friends, family, followers and fans into investors. The JOBS Act was the single largest change to regulations affecting investment offerings by small companies since the creation of the SEC and Federal Reserve after the Great Depression. History with innovative securities for capital formation shows that it usually takes at least a...
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