Equity crowdfunding allowed everyday investors to back British businesses, sidestepping the often privileged nature of access to Angel networks. Peer-to-peer lenders filled a funding void left by the banks. Both were on a crusade of by the people for the people investment.
And, they've been hugely successful. Although it is still far from challenging the hegemony of high street banks, it's grown at an incredible rate.
The peer-to-peer business lending market has reached over £4bn. Nearly a quarter of all equity investments last year were made through Seedrs and Crowdcube, the two...
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